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PRAXIS Praxis Business Education: Content Knowledge (5101)Exam Sample Questions (Q25-Q30):

NEW QUESTION # 25
Which of the following terms is best defined as the unscrupulous acquisition of financial information on the Internet?

A. Spamming
B. Downloading
C. Phishing
D. Blogging

Answer: C

Explanation:
Phishing involves fraudulently obtaining financial or personal information through deceptive emails or websites, fitting the description of unscrupulous acquisition. Option A (spamming) refers to unsolicited bulk messages. Option C (blogging) is online content creation. Option D (downloading) is file transfer, not inherently unscrupulous. This question falls under the Information Technology category, focusing on cybercrime.
Reference:ETS Praxis Business Education: Content Knowledge (5101) Study Companion, Section on Information Technology; Cybersecurity Essentials, Chapter 3.

NEW QUESTION # 26
If a mortgage has a 12% annual rate of interest and a $45,375 principal balance at the start of June, what will the principal balance be at the end of June after a $650 payment is made?

A. $44,725.00
B. $44,731.50
C. $45,172.25
D. $45,178.75

Answer: D

Explanation:
To calculate the new principal balance, first determine the monthly interest. The annual interest rate is 12%, so the monthly rate is 12% ÷ 12 = 1% or 0.01. The interest for June is 0.01 × $45,375 = $453.75. The $650 payment is applied first to interest ($453.75), leaving $650 # $453.75 = $196.25 to reduce the principal. New principal = $45,375 # $196.25 = $45,178.75. Option A, B, and C miscalculate the interest or principal reduction. This question tests mortgage calculations in the Accounting and Finance category.
Reference:ETS Praxis Business Education: Content Knowledge (5101) Study Companion, Section on Accounting and Finance; Principles of Finance, Chapter 5.

NEW QUESTION # 27
To accommodate the range of activities required of different occupations and professions, a computer monitor should be

A. placed so the front of the screen is more than 40 inches from the eye
B. positioned directly in front of the user and within 35 degrees to the left or right
C. tilted more than 20 degrees to avoid glare on the screen
D. set by the manufacturer for screen height and tilt

Answer: B

Explanation:
Ergonomic guidelines recommend positioning a computer monitor directly in front of the user, within 35 degrees left or right, to reduce neck strain and accommodate various tasks. Option B (40 inches from the eye) is excessive for typical use, causing eye strain. Option C (tilted more than 20 degrees) may increase glare, not reduce it. Option D (manufacturer settings) is not universally optimal for all users. This question aligns with the Information Technology category, emphasizing workplace ergonomics.
Reference:ETS Praxis Business Education: Content Knowledge (5101) Study Companion, Section on Information Technology; Occupational Safety and Health Administration (OSHA) Ergonomics Guidelines.

NEW QUESTION # 28
Ergonomics is the science that deals with which of the following?

A. Creating the work flow of a company, industry, department, or person
B. Managing by walking around
C. Designing furniture or equipment to prevent repetitive-strain injuries
D. Organizing work flow to maximize the allocation of resources

Answer: C

Explanation:
Ergonomics is the science of designing workplaces, equipment, and furniture to fit the user, reducing physical strain and preventing injuries like repetitive-strain injuries. Option A (work flow) relates to process management. Option C (managing by walking around) is a management style. Option D (resource allocation) pertains to operations management. This question aligns with the Information Technology category, emphasizing workplace design.
Reference:ETS Praxis Business Education: Content Knowledge (5101) Study Companion, Section on Information Technology; Human Factors and Ergonomics, Chapter 1.

NEW QUESTION # 29
The easiest and most popular business structure to implement is a

A. limited liability company
B. corporation
C. sole proprietorship
D. partnership

Answer: C

Explanation:
A sole proprietorship is the easiest and most popular business structure to implement due to its simplicity, requiring minimal legal formalities, low setup costs, and direct control by the owner. Option A (partnership) involves agreements between multiple parties, increasing complexity. Option B (corporation) requires extensive legal and regulatory compliance. Option C (limited liability company) involves more paperwork than a sole proprietorship. This question falls under the Entrepreneurship category, emphasizing business structures.
Reference:ETS Praxis Business Education: Content Knowledge (5101) Study Companion, Section on Entrepreneurship; Business Law, Chapter 13.

NEW QUESTION # 30
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