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PCI SSC QSA_New_V4 Exam Syllabus Topics:

Topic
Details

Topic 1

Payment Brand Specific Requirements: This section of the exam measures the skills of Payment Security Specialists and focuses on the unique security and compliance requirements set by different payment brands, such as Visa, Mastercard, and American Express. Candidates must be familiar with the specific mandates and expectations of each brand when handling cardholder data. One skill assessed is identifying brand-specific compliance variations.

Topic 2

PCI Reporting Requirements: This section of the exam measures the skills of Risk Management Professionals and covers the reporting obligations associated with PCI DSS compliance. Candidates must be able to prepare and submit necessary documentation, such as Reports on Compliance (ROCs) and Self-Assessment Questionnaires (SAQs). One critical skill assessed is compiling and submitting accurate PCI compliance reports.

Topic 3

PCI Validation Requirements: This section of the exam measures the skills of Compliance Analysts and evaluates the processes involved in validating PCI DSS compliance. Candidates must understand the different levels of merchant and service provider validation, including self-assessment questionnaires and external audits. One essential skill tested is determining the appropriate validation method based on business type.

Topic 4

PCI DSS Testing Procedures: This section of the exam measures the skills of PCI Compliance Auditors and covers the testing procedures required to assess compliance with the Payment Card Industry Data Security Standard (PCI DSS). Candidates must understand how to evaluate security controls, identify vulnerabilities, and ensure that organizations meet compliance requirements. One key skill evaluated is assessing security measures against PCI DSS standards.

Topic 5

Real-World Case Studies: This section of the exam measures the skills of Cybersecurity Consultants and involves analyzing real-world breaches, compliance failures, and best practices in PCI DSS implementation. Candidates must review case studies to understand practical applications of security standards and identify lessons learned. One key skill evaluated is applying PCI DSS principles to prevent security breaches.

PCI SSC Qualified Security Assessor V4 Exam Sample Questions (Q15-Q20):

NEW QUESTION # 15
At which step in the payment transaction process does the merchant's bank pay the merchant for the purchase, and the cardholder's bank bill the cardholder?

A. Clearing
B. Authorization
C. Settlement
D. Chargeback

Answer: C

Explanation:
Thesettlement phaseis when:
* Themerchant's acquiring bank pays the merchant, and
* Theissuing bank bills the cardholder.
This occursafter authorization and clearinghave already taken place.
* Option A:#Incorrect. Authorization verifies the card and funds but doesn't trigger payment.
* Option B:#Incorrect. Clearing exchanges transaction details between banks but doesn't finalise funds.
* Option C:#Correct. Settlement is whenfunds are actually transferred.
* Option D:#Incorrect. Chargebacks reverse transactions, not settle them.

NEW QUESTION # 16
A "Partial Assessment" is a new assessment result. What is a "Partial Assessment"?

A. A term used by payment brands and acquirers to describe entities that have multiple payment channels, with each channel having its own assessment.
B. An interim result before the final ROC has been completed.
C. A ROC that has been completed after using an SAQ to determine which requirements should be tested, as per FAQ 1331.
D. An assessment with at least one requirement marked as "Not Tested".

Answer: D

Explanation:
According toSection 12.2.3.3 of PCI DSS v4.0.1, aPartial Assessmentis defined as a result whereat least one PCI DSS requirement is marked as "Not Tested."This is typically seen duringgap assessments or pre- validation efforts, not official compliance validation.
* Option A:#Incorrect. SAQs are self-assessments; Partial Assessment is a different concept.
* Option B:#Incorrect. Interim drafts are not labeled as "Partial".
* Option C:#Incorrect. That is a misinterpretation of segmentation by payment channel.
* Option D:#Correct. "Not Tested" = Partial Assessment.

NEW QUESTION # 17
What does the PCI PTS standard cover?

A. Secure coding practices for commercial payment applications.
B. Development of strong cryptographic algorithms.
C. Point-of-interaction devices used to protect account data.
D. End-to-end encryption solutions for transmission of account data.

Answer: C

Explanation:
ThePCI PIN Transaction Security (PTS)standard applies topoint-of-interaction (POI) hardware devices, such as PIN entry devices and POS terminals. It ensures these devicessecurely capture and process account data, particularly for PIN-based transactions.
* Option A:#Correct. PCI PTS focuses onhardware devicesthat process PIN or card data.
* Option B:#Incorrect. This is covered under theSecure Software Standard(part of the Software Security Framework).
* Option C:#Incorrect. Algorithm development is outside PCI SSC's scope.
* Option D:#Incorrect. End-to-end encryption is covered in other guidance (e.g., P2PE), not PTS.

NEW QUESTION # 18
An organization wishes to implement multi-factor authentication for remote access, using the user's Individual password and a digital certificate. Which of the following scenarios would meet PCI DSS requirements for multi-factor authentication?

A. Certificates are logged so they can be retrieved when the employee leaves the company.
B. Change control processes are In place to ensure certificates are changed every 90 days.
C. Certificates are assigned only to administrative groups, and not to regular users.
D. A different certificate is assigned to each individual user account, and certificates are not shared.

Answer: D

Explanation:
Multi-Factor Authentication (MFA)
* MFA requires at least two factors from different categories: something you know (password), something you have (digital certificate), or something you are (biometric).
* PCI DSS Requirement 8 mandates that credentials like certificates must be unique to each user.
Secure Certificate Use
* Certificates must not be shared and should be assigned individually to ensure accountability and prevent unauthorized access.
Incorrect Options
* Option A: Limiting certificates to administrative groups does not fulfill PCI DSS for all users.
* Option C: Logging certificates for retrieval is unrelated to security requirements.
* Option D: Certificates do not have a mandatory 90-day change requirement.

NEW QUESTION # 19
Which of the following is true regarding internal vulnerability scans?

A. They must be performed at least annually.
B. They must be performed by an Approved Scanning Vendor (ASV).
C. They must be performed after a significant change.
D. They must be performed by QSA personnel.

Answer: C

Explanation:
Internal vulnerability scanning is addressed underRequirement 11.3.1. According to PCI DSS, internal vulnerability scansmust be conducted at least once every three monthsandafter any significant changein the environment, such as new system components, changes in network topology, firewall rule changes, or product upgrades.
* Option A:Correct. Scans must be performed after significant changes.
* Option B:Incorrect. Internal scansdo not require an ASV. ASVs are required for external vulnerability scans (Requirement 11.3.2).
* Option C:Incorrect. A QSA is not required to perform internal scans. They can be performed by qualified internal staff or third-party providers.
* Option D:Incorrect. Internal scans arerequired quarterly, not annually.
Reference:PCI DSS v4.0.1 - Requirement 11.3.1.1.

NEW QUESTION # 20
......

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Peter Miles Peter Miles

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