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最真實的Accident-and-Health-or-Sickness-Producer認證考試資料庫

P.S. Testpdf在Google Drive上分享了免費的、最新的Accident-and-Health-or-Sickness-Producer考試題庫：https://drive.google.com/open?id=1HyKJgULvpvUMm6AX7tFMZAOF5TbKF5Yj

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通過Accident-and-Health-or-Sickness-Producer考試認證，如同通過其他世界知名認證，得到國際的承認及接受，Accident-and-Health-or-Sickness-Producer考試認證也有其廣泛的IT認證，世界各地的人們都喜歡選擇Accident-and-Health-or-Sickness-Producer考試認證，使自己的職業生涯更加強化與成功，在Testpdf，你可以選擇適合你學習能力的產品。

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信賴可靠Accident-and-Health-or-Sickness-Producer認證是最快捷的通過方式MarylandAccident and Health or Sickness Producer Series 20-24 Exam

Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer認證證書可以加強你的就業前景，可以開發很多好的就業機會。Testpdf是一個很適合參加Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer認證考試考生的網站，不僅能為考生提供Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer認證考試相關的所有資訊，而且還為你提供一次不錯的學習機會。Testpdf能夠幫你簡單地通過Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer認證考試。

最新的 Maryland Insurance Accident-and-Health-or-Sickness-Producer 免費考試真題 (Q22-Q27):

問題 #22
All of the following are examples of unfair claims settlement practices EXCEPT:

• A. Failing to promptly provide a reason for a claim denial
• B. Denying unsubstantiated claims on a timely basis
• C. Refusing arbitrarily and unreasonably to pay claims
• D. Misrepresenting pertinent facts of coverage

答案：B

解題說明：
Unfair practices (Insurance Article, § 27-303) include delays, arbitrary refusals, and misrepresentation.
Denying unsubstantiated claims promptly is fair and expected, not an unfair practice.
References:Maryland Insurance Article, § 27-303; MIA claims regulations.

 

問題 #23
The primary purpose of disability income insurance is to:

• A. Provide indemnity for loss of life
• B. Pay any physicians' fees resulting from a disabling injury
• C. Pay necessary hospital expenses when the insured is unable to work
• D. Provide benefit payments for a period of time when the insured is unable to work

答案：D

解題說明：
Disability income insurance (Insurance Article, § 15-201) replaces income during disability, not life indemnity, hospital costs (health insurance), or physician fees (medical insurance). It supports financial stability when work is impossible.
References:Maryland Insurance Article, § 15-201; MIA disability insurance standards.

 

問題 #24
Which of the following is NOT a mandated benefit in Maryland?

• A. Treatment of mental illness
• B. Hearing aids for children
• C. Weight reduction programs
• D. Treatment of substance abuse

答案：C

解題說明：
Maryland mandates mental health (§ 15-802), substance abuse (§ 15-803), and hearing aids for children (§ 15-
838), but weight reduction programs are elective and not required (Insurance Article, § 15-801).
References:Maryland Insurance Article, § 15-801, § 15-802, § 15-803, § 15-838; MIA mandated benefits.

 

問題 #25
To be deemed a "qualified employer" under the Maryland Health Benefit Exchange Act, anemployer MUST:

• A. Have at least 50% of its employees reside in the state of Maryland
• B. Have at least 50% of its employees work in the state of Maryland
• C. Contribute to employee premiums
• D. Have its principal place of business in the state of Maryland

答案：D

解題說明：
The Maryland Health Benefit Exchange Act (Insurance Article, § 31-101) defines a qualified employer as one with its principal place of business in Maryland for SHOP Exchange eligibility. Premium contributions are optional, and employee work or residency percentages aren't required.
References:Maryland Insurance Article, § 31-101; MIA SHOP Exchange rules.

 

問題 #26
A certificate of insurance in a group accident and health plan is:

• A. Issued to the employer for each insured location
• B. Evidence of the employee's insurance coverage
• C. A binding contract between the employee and the insurer
• D. A binding contract between the employer and the insurer

答案：B

解題說明：
The certificate (Insurance Article, § 15-1207) provides employees with evidence of coverage under the group plan, not a binding contract (master policy) or employer-specific by location. It summarizes benefits for clarity.
References:Maryland Insurance Article, § 15-1207; MIA group insurance rules.

 

問題 #27
......

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P.S. Testpdf在Google Drive上分享了免費的2025 Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer考試題庫：https://drive.google.com/open?id=1HyKJgULvpvUMm6AX7tFMZAOF5TbKF5Yj