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Free PDF Quiz 2025 IAPP CIPP-US: Certified Information Privacy Professional/United States (CIPP/US) Newest Exam Topics
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IAPP Certified Information Privacy Professional/United States (CIPP/US) Sample Questions (Q19-Q24):
NEW QUESTION # 19
What consumer protection did the Fair and Accurate Credit Transactions Act (FACTA) require?
- A. The ability to correct inaccurate credit report information
- B. The truncation of account numbers on credit card receipts
- C. The issuing of notice when third-party data is used in an adverse decision
- D. The right to request removal from email lists.
Answer: B
Explanation:
The Fair and Accurate Credit Transactions Act (FACTA) is a U.S. federal law enacted in 2003 that amended the Fair Credit Reporting Act (FCRA). It introduced a variety of provisions designed to combat identity theft and protect consumer information. One of the key consumer protections required by FACTA is the truncation of credit and debit card numbers on receipts to prevent identity theft.
Details of the Truncation Requirement:
FACTA Section 113 (15 U.S.C. ?1681c(g)):
Retailers are prohibited from printing more than the last five digits of a credit or debit card number on electronically generated receipts. Additionally, the card's expiration date must also be excluded. This requirement applies to point-of-sale and other electronically printed receipts and aims to reduce the risk of credit card fraud and identity theft.
NEW QUESTION # 20
What is a legal document approved by a judge that formalizes an agreement between a governmental agency and an adverse party called?
- A. Stare decisis decree
- B. A judgment rider
- C. Common law judgment
- D. A consent decree
Answer: D
Explanation:
A consent decree is a legal document that resolves a dispute between a governmental agency and an adverse party without admission of guilt or liability by either side. It is approved by a judge and has the force of a court order. A consent decree may include terms such as compliance, monitoring, reporting, or remediation. A consent decree is often used to settle civil enforcement actions brought by federal agencies such as the Federal Trade Commission (FTC), the Environmental Protection Agency (EPA), or the Department of Justice (DOJ). References:
* IAPP Glossary, entry for "consent decree"
* [IAPP CIPP/US Study Guide], p. 39, section 2.1.3
* [IAPP CIPP/US Body of Knowledge], p. 9, section B.1.a
NEW QUESTION # 21
According to Section 5 of the FTC Act, self-regulation primarily involves a company's right to do what?
- A. Determine which bodies will be involved in adjudication
- B. Decide if any enforcement actions are justified
- C. Appeal decisions made against it
- D. Adhere to its industry's code of conduct
Answer: D
Explanation:
According to Section 5 of the FTC Act, self-regulation primarily involves a company's right to adhere to its industry's code of conduct. Self-regulation is a process by which an industry or a group of companies voluntarily adopts and enforces standards or guidelines to protect consumers and promote fair competition.
The FTC encourages self-regulation as a way to complement its enforcement efforts and address emerging issues in the marketplace. The FTC also monitors self-regulatory programs and may take action against companies that fail to comply with their own codes of conduct or misrepresent their participation in such programs. References:
* Federal Trade Commission Act, Section 5 of
* Self-Regulation | Federal Trade Commission
* [IAPP CIPP/US Certified Information Privacy Professional Study Guide], Chapter 3, page 79
NEW QUESTION # 22
An organization self-certified under Privacy Shield must, upon request by an individual, do what?
- A. Identify all personal information disclosed during a criminal investigation.
- B. Provide the identities of third and fourth parties that may potentially receive personal information.
- C. Provide the identities of third parties with whom the organization shares personal information.
- D. Suspend the use of all personal information collected by the organization to fulfill its original purpose.
Answer: C
Explanation:
Explanation/Reference: https://www.lakesidesoftware.com/sites/default/files/Privacy_Shield_Privacy_Statement.pdf
NEW QUESTION # 23
What is the main purpose of requiring marketers to use the Wireless Domain Registry?
- A. To access a current list of wireless domain names
- B. To prevent unauthorized emails to mobile devices
- C. To ensure their emails are sent to actual wireless subscribers
- D. To acquire authorization to send emails to mobile devices
Answer: B
Explanation:
The Wireless Domain Registry is a list of domain names that are used to transmit electronic messages to wireless devices, such as cell phones and pagers. The purpose of the registry is to protect wireless consumers from unwanted commercial electronic mail messages, by identifying the domain names for those who send such messages. Marketers are required to use the registry to avoid sending unsolicited emails to wireless devices, which may incur costs or inconvenience for the recipients. Sending such emails without the express prior authorization of the recipient is a violation of the CAN-SPAM Act of 2003. References: https://www.
fcc.gov/cgb/policy/domain-name-input
https://www.prnewswire.com/in/news-releases/the-wireless-registry-launches-worlds-first-global- registry-for-wireless-names-240222521.html
NEW QUESTION # 24
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